Don't forget to factor in closing costs when considering a home sale or purchase. Wilkinson & Associates is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 910-443-0529 if your needs include a real estate pro ready for the business side of real estate.

Closing costs you should expect

There are certain basic expenses accompanying closing the sale of a house. These fees are often divided between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the process.

Loan-related closing costs    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you know exactly where your money is going.

Buyers: When buying real estate, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an appropriate range so you're not surprised when you arrive at the closing table. I'll be happy to look over the GFE with you, answering your questions and highlighting any estimates of concern.

Wilkinson & Associates 8903 E Oak Island Drive Suite 3 Oak Island, NC 28465
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